Clear Guidance
We help explain loan amount, down payment, tenure, monthly instalments, approval requirements, and other key finance terms in simple language.
Convenient Process
Our team supports you from enquiry and document preparation to application submission and approval updates.
Part of the Inchcape Ownership Journey
Finance is part of the wider vehicle ownership experience. We help customers consider financing alongside other ownership needs, so the process feels more complete and coordinated.
Support Across Vehicle Needs
We can assist with finance enquiries for new vehicles, pre-owned vehicles, commercial vehicles, and selected ownership-related financing needs, subject to eligibility and approval.
New Vehicle Financing
Understand available financing structures, estimated monthly instalments, tenure options, and application requirements.
Pre-Owned Vehicle Financing
Understand how vehicle age, COE balance, loan tenure, and financing amount may affect your options.
Commercial Vehicle Financing
For business customers, we can guide you on commercial vehicle financing considerations and company application requirements.
1. Share Your Vehicle Needs
Let us know the vehicle you are considering and your preferred financing arrangement.
2. Understand Your Finance Options
We help explain the estimated loan amount, down payment, tenure, and monthly instalment.
3. Prepare Your Documents
Our team will advise on the documents required for the application.
4. Proceed With Application and Approval
Once submitted, the application will be reviewed, and we will guide you on the next steps.
How much can I borrow?
The approved loan amount depends on prevailing regulations, vehicle details, applicant profile, credit assessment, and approval criteria.
How much down payment is required?
This depends on the vehicle price, applicable financing limits, approved loan amount, and financing structure.
Can I choose my loan tenure?
Loan tenure options may vary depending on vehicle type, vehicle age, COE balance, and eligibility requirements.
How long does approval take?
Approval timelines depend on document completeness, applicant profile, and the review process.
What documents are required?
Individual applicants may need identification and income documents. Company applicants may need business registration and financial documents.
Do you support new and pre-owned vehicle financing?
Yes. We can assist with finance enquiries for both new and pre-owned vehicles, subject to eligibility and approval.
Do you support commercial vehicle financing?
Yes. We can assist business customers with commercial vehicle finance enquiries.
Can I settle my loan early?
Early settlement may be possible, subject to the terms and conditions of the financing arrangement.
Is approval guaranteed?
No. All finance applications are subject to approval, credit assessment, documentation, eligibility checks, and relevant terms and conditions.
Speak to a Finance Specialist
Need help understanding your vehicle finance options?
Speak with our Finance team or approach your Inchcape sales consultant for assistance.
All financing is subject to approval, prevailing regulations, credit assessment, eligibility criteria, and the terms and conditions of the relevant financing arrangement. Information on this page is for general awareness only and does not constitute financial advice, loan approval, or a binding offer.
